Systemic instruments come from the engineering process from networks to machines to computers to codes to protocols. These are the systems that are built into machines. Collective instruments come from government policy applied to provide protection of goods and services. These are the instruments that are built into processes. The instrument of individual empowerment requires individuals to implement privacy-enhancement during online transactions. This is the instrument of choice. There will not be a one-size-fits-all solution, though. PET should be thought of as toolkit. Each tool serves a particular purpose, but when combined, they achieve more than the sum of their parts.
PET may be implemented such that the deficiencies of one are covered by the strengths of another (Raab 2004). Countrywide has the option to build security measures around systemic, political, and behavioral instruments. Combine such efforts enhances the effectiveness of each. It is in the interests of Countrywide Financial Corporation to develop practices to preserve client and corporate privacy (Countrywide 2009).